Options

One Popular Choice

For Our Minnesota Customers

Every year Allstar looks at all of the finance options available to us and finds the best programs for our customers. As much as we would all love to just write a check for work being done on our house, sometimes the best option is to get financing to spread out the cost. Allstar can work with you to make sure you get the program that best fits your situation.

Allstar has a "Same As Cash" program available to us. It is popular for a few different reasons.

• No interest and no payments for six months.
• You can make payments at any point during those six months.
• If the amount isn't paid off after six months, the remainder rolls over into a loan with regular monthly payments.
• This is an unsecured loan. There is no need to put up any collateral or have a second mortgage added to your home.
• It is very easy for you to get the details at your own pace, in the privacy of your own home. Our sales consultants can provide you with the information you need. One call to the finance company and you can find out if you qualify and what your payments would be after six months. By making this call, there is absolutely no obligation and you won't be force fed a sales pitch from the representatives.

The Minneosta Fix-Up Fund is also popular for those customers that make less than $99,500/year.

• This is a second mortgage on the home.
• This is a state run program, so there are caps on the closing costs that financial institutions can charge.
• It is normally easy to qualify. The main criteria are you cannot have missed a house payment in the last year, must have a job, and a decent credit score.
• This program has a fixed interest rate that is the same for everyone. This rate varies, but is normally far below what a bank would normally charge.
• The length of the loan is determined by the cost of the loan. They lend one year for every thousand dollars borrowed. If the borrowed amount is more than $10,000 they will lend up to 20 years.