Home Improvement Financing to Fit Your Needs 
Pick the Plan That Is Right for You
The GreenSky® program’s focus is simple. We want to help you create the home of your dreams.
From deferred interest promotions to affordable budget- minded options, our loans are an easy and convenient way to pay for any home improvement project.
- Credit limits up to $100,0001
- Fast approvals
- No prepayment penalties
- Friendly customer service
- Multiple ways to make a payment
Quick, Paperless Application Process
Apply Online: www.greenskycredit.com/consumer
Apply by Phone: 866-936-0602
When applying, you’ll need the Krech Exteriors GreenSky Contractor Number: 81101477
The GreenSky® Loan Program’s focus is simple — to help you achieve the home of your dreams! From deferred interest promotional plans to flexible monthly payment options, our loans are a streamlined and convenient way to pay for many home improvement projects.
No interest if paid in full within 12-month
Promo Period, with no payments required.
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires
Plan & Payment Example
Promo Period
(Months)
12
Plan #
2521
| Project Cost |
After Promo Period, 84 Monthly Payments of |
| $5k | $ 141.45 |
|---|---|
| $10k | $ 282.90 |
| $15k | $ 424.35 |
| $20k | $ 565.80 |
Fixed Rate 9.99% APR for 120 Months
Plan & Payment Example
APR
9.99%
Months
120
Plan #
2740
| Project Cost |
120 Monthly Payments of |
| $5k | $ 66.05 |
|---|---|
| $10k | $ 132.10 |
| $15k | $ 198.15 |
| $20k | $ 264.20 |
Select Plan Option
Easy, Paperless Application
Apply via the Mobile App
or by Phone: 866-936-0602
Fast Credit Decision
For more information, visit GreenSky.com
No interest if paid in full within 18-month
Promo Period, with no payments required.
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires
Plan & Payment Example
Promo Period
(Months)
18
Plan #
2631
| Project Cost |
After Promo Period, 66 Monthly Payments of |
| $ 5k | $ 123.50 |
|---|---|
| $ 10k | $ 253.00 |
| $ 15k | $ 379.50 |
| $ 20k | $ 506.00 |
Fixed Rate 7.99% – 19.99% APR
(based on creditworthiness) for 120 Months
Plan & Payment Example
APR
7.99% – 19.99%
Months
120
Plan #
9992
| Project Cost |
120 Monthly Payments of |
| $ 5k | $ 96.60 |
|---|---|
| $ 10k | $ 193.20 |
| $ 15k | $ 289.80 |
| $ 20k | $ 386.40 |
Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky loan may allow you to take advantage of a range of options, such as no interest when paid in full within the promotional period and no payments due for 12 months, or itmay allow you to spread out the expense with flexible monthly payments.
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed APRs. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
During the purchase window, use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply
Q: How do I make a payment?
It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to approve the transaction
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions
Q: When is my first payment due?
There are a range of plans and some may offer promotional periods in which you are required to make only a minimum monthly payment or even no payment. Other plan types will have requirements. Your contractor can work with you to provide the details needed to find the plan that’s best for you.
Q: Where applicable, when does the Deferred Interest plan5 promotion window begin?
It begins at the time of your first transaction.
Contact GreenSky®
CUSTOMER SERVICE HOURS
Sunday – Saturday: 8am – 10pm (ET)
Plan 2521. Subject to credit approval. Rates range from 15.85% – 21.19% APR (interest rates range from 17.99% – 24.99%). Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by 84 monthly payments of $28.29. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Plan 2631. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 18 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 66 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Plan 2740. Subject to credit approval. Loan term is 120 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 120 monthly payments of $13.21. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Plan 9992. Subject to credit approval. Loan term is 120 months and rates range from 7.99% – 19.99% APR. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 19.99% APR, 120 monthly payments of $19.32. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.
Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156. nmlsconsumeraccess.org | GreenSky.com
